Commercial Property Finance

Commercial Mortgage

A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, retail unit, industrial warehouse, or apartment block. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property. Quite often businesses will find that a commercial mortgage costs a similar amount or less than what they pay to lease a premises monthly, but at the end of the mortgage period they will own the commercial property as an asset on their balance sheet.

Bridging Loan

If you are looking for short term finance for your business Bridging finance could be the solution you are looking for. Bridging finance can be used for a variety of requirements and is a source of quick short-term finance secured against property. We offer whole of UK funder coverage and can support a single property through to complex portfolio bridging finance solutions. Our panel offer bridging solutions on the following types of property throughout all commercial sectors:

– Commercial property
– Investment and Owner occupied
– Semi commercial property
– Residential investment property
– Land purchases

Property Development Finance

Whether you are new to property development or experienced, access to finance will be an important part of your plans. We work with funders that can finance all types of developments including:


– Single unit to multi-unit housing schemes

– Apartments, flats and purpose-built house in multiple occupation (HMO’s)

– Student and holiday developments
– Commercial developments including offices and retail.
– Conversions of residential and commercial property including permitted development rights
– Part completed developments.


We understand each development is unique and finding the best funding package cannot be straight forward. We offer a UK wide coverage, operating with mainstream and specialist providers who will deliver a tailor-made package to satisfy your needs.

Our Process

Application
Firstly, we like to meet the client and truly understand their intrinsic needs, cashflow requirements and future buying plans.

Credit Assessment
We then evaluate the financial information provided, along with the client’s specific requirements and we will assess which of the 80+ Funders that we have on our panel, would be most suitable. We will then put together a bespoke financial solution to achieve the client’s goals.

Approval
Once finance is approved, we carry out all the work dealing with suppliers and arranging the necessary paperwork to be signed with the client at your convenience.

Let's start a conversation

We’d love to understand how we can help achieve your personal and business goals.
Let's begin
Disclaimer

Clarity Commercial Finance Limited is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Clarity Commercial Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Clarity Commercial Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035. Clarity Commercial Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below: Complaints – AFS

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